How to Make Bulk Payments in Niobi Introduction The Bulk Payment feature in Niobi is built for when you need to pay many people at once—running payroll, paying multiple vendors, or settling several invoices in one go. Instead of repeating a single-payment flow over and over, Bulk Payment lets you either upload a CSV file with all your payments pre-listed or build the list manually inside the app, then review, authorize, and send everything together. In this guide, you'll learn how to: - Choose between uploading a file and creating payments manually - Review and fix issues in an uploaded CSV before paying - Add multiple payments by hand if you're not using a file - Read the consolidated summary and authorize the batch - Interpret and act on the final results, including retrying failed payments Time to complete: 5–10 minutes\ Difficulty: Intermediate Before You Start Before you make bulk payments in Niobi, make sure you have: - An active Niobi account with sufficient available balance to cover the full batch - If uploading a file: a CSV, XLS, or XLSX file (max 10MB) formatted to match Niobi's required template - If entering manually: your payees, amounts, and payment methods ready, since you'll enter each one individually - Your authenticator app set up, since every bulk payment batch requires 2-factor authorization before it's sent If you're uploading a file for the first time, download the CSV template from the upload screen first—matching the expected column structure avoids most validation errors later in the flow. Step 1: Choose Your Method From the Make Payments screen, select Bulk Payment from the dropdown. This is Step 1 of 6 — Upload File. Pick one of two methods: - Upload CSV — Import multiple payments at once from a file. Drag and drop your file into the upload zone, or click Browse files. If you don't have a file ready, click Download next to "Download CSV Template" to get the correct format first. - Create Manually — Add payments individually inside the app, one by one, without a file. Your choice here determines what the next screen looks like—both paths reconnect later in the flow. Step 2A: Review Your Upload (CSV Path) If you uploaded a file, this screen—Step 2 of 6, Amount/Submit for Approval—validates everything before you commit: - Use the filter tabs (All Rows, Selected, Valid, Invalid, Duplicates) to quickly isolate rows that need attention - Switch between Table View and Form View depending on how you prefer to review - Select All lets you check or uncheck every row at once - Each row shows the payee, invoice number, transaction amount, fees, and payment method - Rows with problems show inline errors—for example, a bank name that doesn't match Niobi's records, or a payee that looks similar to an existing one ("X similar payees found") Fix or exclude any invalid rows before moving on. The summary cards at the top (Total Selected, Total Amount, Total Fee) update as you make changes. Step 2B: Add Payments (Manu