Accessing the Niobi Payment Portal Introduction Niobi offers two separate interfaces to manage your finances: the main Niobi app and the Niobi Payment Portal. While both allow you to send payments, they serve different purposes and are designed for different workflows. Understanding the differences between these two platforms helps you choose the right tool for the task at hand and streamlines your payment processes. This guide explains what each portal is, how to access them, and when to use each one. What you'll learn: - The differences between the main app and payment portal - How to log into the payment portal - Which features are available in each interface - When to use each platform Time to complete: 5 minutes Main Niobi App vs. Payment Portal: Key Differences Both platforms share the same login credentials, but they offer different features and are designed for different user groups: - Primary Purpose — Main App: full account management. Payment Portal: payment processing. - Best For — Main App: owners, accountants, full team access. Payment Portal: finance teams, payment processors. - Key Features — Main App: payments, bills, invoices, accounts, reports. Payment Portal: sending payments, bulk payments, payment history. - Dashboard — Main App: comprehensive overview. Payment Portal: payment-focused. - Invoicing — Main App: full invoicing system. Payment Portal: view invoices for reference only. - Reporting — Main App: advanced financial reports. Payment Portal: payment reports only. - User Management — Main App: full admin controls. Payment Portal: limited access. - Accounts — Main App: manage all accounts—Payment Portal: access designated accounts only. Main Niobi App The main app (app.niobi.co) is a comprehensive financial management platform. It's perfect if you need to: - Create invoices and payment requests - Manage customers and vendors - Set up bills and recurring payments - Create financial reports - Manage team members and permissions - Track all transactions across your business Access the main app by logging in at <https://app.niobi.co/login> Niobi Payment Portal The Payment Portal is a streamlined interface focused specifically on payment processing. It's ideal if you need to: - Send payments quickly without distractions - Process bulk payments - View your payment history - Stay focused on payment tasks - Grant access to specific people for payment processing only Important: Understanding the Two Portals ⚠️ Niobi has TWO separate portals with TWO different URLs and purposes: - Main Niobi App 📊 — app.niobi.co. Best for invoicing, bills, customers, and full account management. Key features: create invoices, manage bills, team admin, reporting. - Payment Portal 💳 — payments.niobi.co. Best for payment management, API integration, and finance operations. Key features: send payments, review API payments, sandbox/production environments, export statements. ⚠️ CRITICAL: You must use the correct URL to access the