How to Top Up Your GHS Account on Niobi Your Niobi GHS account allows you to hold Ghanaian Cedis (GHS) for seamless business transactions with vendors, customers, and partners across Ghana. The Niobi platform supports funding your GHS wallet through three methods: an external Mobile Wallet Deposit (via an automated STK push notification sent directly to your phone), a traditional Bank Transfer, or an internal Currency Conversion using your existing multi-currency balances. Time to complete: 5–15 minutes depending on the selected method. Before You Start Make sure you have: - An active Niobi account with the GHS currency wallet enabled. - An active mobile money account or a local Ghanaian bank account. - An existing funded balance in another Niobi wallet (for Currency Conversion). - Completed your two-factor authentication (2FA) login. - Step-by-Step Funding Methods Method 1: Mobile Wallet Deposit (Fastest) Niobi uses an automated STK push system to pull funds directly from your mobile wallet, requiring you only to authorize the transaction via your phone's PIN prompt. Niobi supports major mobile networks in Ghana: MTN MoMo, Telecel Cash (formerly Vodafone Cash), and AT Money (formerly AirtelTigo). - Dashboard - Initiate the Process: Log into your Niobi dashboard. From the main panel, click the Receive Payments button. - Currency Wallet - Select GHS: A popup window will appear. Choose GHS from the currency dropdown menu to isolate Ghanaian Cedi funding options. - Funding Type - Select Mobile Wallet: From the available pathways, select Mobile Wallet. - Provide Details - Select Network & Number: Choose your specific Mobile Network Operator (MTN MoMo, Telecel Cash, or AT Money) from the dropdown list. Enter your mobile money phone number, input the exact amount you wish to deposit in GHS, and click Proceed. - Phone Authentication - Authorize the STK Push: Keep your mobile phone close by. Within a few seconds, an automated secure prompt (STK push) will appear on your screen requesting your mobile money PIN. Enter your PIN to approve the transaction. - Execute Order - Log the Reference: Once your phone registers a successful transaction receipt from the network provider, copy the transaction reference number from your network SMS, paste it back into the Niobi confirmation window, and click Confirm to instantly credit your funds. Processing Timeline: Mobile wallet deposits process immediately and clear into your balance within a few minutes. Method 2: Bank Transfer If you prefer moving larger sums from a commercial bank account in Ghana, you can route an electronic transfer directly to Niobi's designated receiving bank account. - Dashboard - Initiate the Process: Log into your Niobi dashboard. From the main panel, click the Receive Payments button. - Currency Wallet - Select GHS: Choose GHS from the currency dropdown menu. - Funding Type - Select Bank Transfer: Select the Bank Transfer option. Niobi w