How to Top Up Your NGN Account on Niobi Your Niobi NGN account allows you to hold Nigerian Naira (NGN) for seamless business transactions with vendors, contractors, and partners across Nigeria. The Niobi platform supports funding your NGN wallet through two methods: an external Bank Transfer directly to a dedicated virtual account or an internal Currency Conversion using your existing multi-currency balances. External payment platforms (like PayStack or Flutterwave) and mobile money / USSD channels are not available for direct NGN wallet top-ups at this time. Time to complete: 5–15 minutes depending on the selected method. Before You Start Make sure you have: - An active Niobi account with the NGN currency wallet enabled. - A local Nigerian bank account with online banking or a mobile banking app. - An existing funded balance in another Niobi wallet (for Currency Conversion). - Completed your two-factor authentication (2FA) login. - Step-by-Step Funding Methods Method 1: Bank Transfer (Most Reliable) Niobi provides you with a dedicated virtual bank account number to seamlessly route your local Naira transfers. - Dashboard - Initiate the Process: Log into your Niobi dashboard. From the main panel, click the Receive Payments button. - Currency Wallet - Select NGN: A popup window will appear. Choose NGN from the currency dropdown menu to isolate Nigerian Naira funding options. - Funding Type - Select Bank Transfer: From the available pathways, select Bank Transfer. Niobi will display your dedicated Nigerian bank details, including the Account Name, Account Number, and Bank Name (such as Wema Bank or Providus Bank). - Bank App Transfer - Send the Funds: Open your local Nigerian bank’s mobile app or log into your online banking portal. Select "Transfer to Other Banks," choose the corresponding Niobi receiving bank name, and input your unique Niobi virtual account number. Enter the exact amount in NGN you wish to transfer and complete the authorization. - Execute Order - Confirm in Niobi: Return to the Niobi dashboard window and click Confirm Transfer. Our automated system will watch for the incoming bank settlement. Processing Timeline: Most domestic bank transfers via NIP (Naira Instant Payment) clear into your Niobi balance within a few minutes, though occasionally network congestion may extend this to a few hours. Method 2: Currency Conversion If you already hold funds in alternative Niobi balances (like USD, GBP, or KES), you can swap them into NGN instantly without interacting with external banking networks. - Dashboard - Initiate the Process: Log into your Niobi dashboard. From the main panel, click the Receive Payments button. - Currency Wallet - Select NGN: A popup window will appear. Choose NGN from the currency dropdown menu. - Funding Type - Select Currency Conversion: From the available pathways, select Currency Conversion to open the multi-currency exchange interface. - Identify Intent