How to Top Up Your TZS Account on Niobi
Learn how to fund your Niobi TZS account. Step-by-step guide for bank transfers, mobile money, and online payments in Tanzanian Shilling.
By Niobi Team · Published 2026-06-24
How to Top Up Your TZS Account on Niobi
Your Niobi TZS account allows you to hold Tanzanian Shillings (TZS) for seamless business transactions with vendors, customers, and partners across Tanzania.
The Niobi platform supports funding your TZS wallet through three methods: an external Mobile Wallet Deposit (via an automated STK push notification sent directly to your phone), a traditional Bank Transfer to a dedicated virtual account, or an internal Currency Conversion using your existing multi-currency balances.
Time to complete: 5–15 minutes depending on the selected method.
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Before You Start
Make sure you have:
- An active Niobi account with the TZS currency wallet enabled.
- An active mobile money account or a local Tanzanian bank account.
- An existing funded balance in another Niobi wallet (for Currency Conversion).
- Completed your two-factor authentication (2FA) login.
Step-by-Step Funding Methods
Method 1: Mobile Wallet Deposit (Fastest)
Niobi uses an automated STK push system to pull funds directly from your mobile wallet, requiring you only to authorize the transaction via your phone's PIN prompt. Niobi supports major mobile networks in Tanzania: Vodacom M-Pesa, Tigo Pesa, Airtel Money, and Halotel (Halopesa).
- Dashboard
- Initiate the Process: Log into your Niobi dashboard. From the main panel, click the Receive Payments button.
- Currency Wallet
- Select TZS: A popup window will appear. Choose TZS from the currency dropdown menu to isolate Tanzanian Shilling funding options.
- Funding Type
- Select Mobile Wallet: From the available pathways, select Mobile Wallet.
- Provide Details
- Select Network & Number: Choose your specific Mobile Network Operator (Vodacom M-Pesa, Tigo Pesa, Airtel Money, or Halotel) from the dropdown list. Enter your mobile money phone number, input the exact amount you wish to deposit in TZS, and click Proceed.
- Phone Authentication
- Authorize the STK Push: Keep your mobile phone close by. Within a few seconds, an automated secure prompt (STK push) will appear on your screen requesting your mobile money PIN. Enter your PIN to approve the transaction.
- Execute Order
- Log the Reference: Once your phone registers a successful transaction receipt from the network provider, copy the transaction reference number from your network SMS, paste it back into the Niobi confirmation window, and click Confirm to instantly credit your funds.
Processing Timeline: Mobile wallet deposits process immediately and clear into your balance within a few minutes.
Method 2: Bank Transfer
If you prefer moving larger sums from a commercial bank account in Tanzania (such as CRDB, NMB, or NBC), you can route an electronic transfer directly to Niobi's designated receiving bank account details.
- Dashboard
- Initiate the Process: Log in to your Niobi dashboard. From the main panel, click the Receive Payments button.
- Currency Wallet
- Select TZS: Choose TZS from the currency dropdown men