How to Top Up Your USD Account on Niobi Your Niobi USD account lets you hold US Dollars (USD) for international customer billing, global vendor payments, and worldwide business transactions. Whether you are working with clients in North America or paying suppliers across the globe, funding your USD account is the first step. Niobi accepts multiple ways to fund your USD account, including local US bank clearing (ACH), domestic wires, international cross-border wires (SWIFT), and internal multi-currency wallet swaps. This guide covers all your USD funding options step-by-step. Before You Start To top up your USD account, you'll need: - Active Niobi account with USD currency enabled - Bank account (US or international) - Your Niobi workspace set up - Access to online banking or wire transfer service \--- Before You Start Make sure you have: - An active Niobi account with the USD currency wallet enabled. - Access to a US or international bank account with online banking. - Completed your two-factor authentication (2FA) login. Getting Started: Accessing the Top-Up Menu All USD deposits follow the exact same automated menu layout on your dashboard. 1 Initiate the Payment Dashboard 1.Initiate the Payment:Dashboard. Log into your Niobi dashboard. In the main menu, click the Receive Payments button. 2 Select USD Currency Wallet 2.Select USD:Currency Wallet. A popup window will appear. Select USD from the currency dropdown list to isolate US Dollar funding instructions. 3 Select Your Funding Type Choose Pathway 3.Select Your Funding Type:Choose Pathway. Choose whether you want to top up via a Bank Account (for ACH, Wire, or SWIFT) or through Currency Conversion. Choosing Your Funding Method Instead of sorting through confusing comparison tables, review these direct options to select the best pathway for your business timeline: - Bank Account Deposit: This is the standard method for transferring funds directly from your external bank. You will be provided with Niobi's local bank details to complete the transfer through your bank's portal or local branch. - Internal Currency Conversion: If you already hold funds in alternative Niobi balances (like KES or GBP), you can swap them into USD instantly. This cuts out external banking networks entirely and clears within 1 to 3 hours. Step-by-Step Funding Methods Method 1: Bank Account Transfer When you select via Bank Account in the deposit popup, the interface will display Niobi's official corporate banking details. 1. Note Your Details: Copy the three essential pieces of information displayed on your screen: - Bank Name - Account Number - Account Currency 2. Initiate the Transfer at Your Bank: Log into your bank's online portal, mobile app, or visit a physical branch. Set up a local or international transfer using the exact Bank Name and Account Number provided by Niobi. Ensure your bank sends the payment matching the designated Account Currency. 3. Log the Refere