The complete payments and banking infrastructure for businesses operating across Africa

Build vs. Buy Estimator

Should you build your own payments stack or integrate Niobi? Find out in minutes.

Input your engineering team size, target markets, and go-live timeline. Our estimator calculates the true cost of building in-house payments infrastructure vs. integrating a proven solution — including hidden costs most teams miss.

Free tool by Niobi — no sign-up required.